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2 year 4.99% fixed rate - fixed until 14 July 2028
Please note: YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
| Deposit % | Term |
Initial interest rate |
Follow on rate |
Overall cost for comparison |
Max LTV |
Arrangement fee |
Application fee |
|---|---|---|---|---|---|---|---|
| N/A | 2 years | 4.99% |
8.24% |
7.8% APRC | 80.0% | £0.00 | £0.00 |
Key features
Rates information
A fixed rate of 4.99%, fixed until 14 July 2028, followed by our Standard Variable Rate, currently 8.24%, for the remaining term.
The overall cost for comparison is 7.8% APRC representative.
Early repayment charge
If you repay your mortgage or make overpayments in excess of 10% of the outstanding balance in any calendar year during the product term (other than regular repayments due under the mortgage), an Early Repayment Charge equivalent to 3% of the amount repaid is payable.What you pay
- Daily interest
Representative example
A mortgage of £158,000.00 over 27 years initially on a fixed rate of 4.99% (Ending on 14 July 2028) and then our Standard Variable Rate, currently 8.24%, for the remaining term, would require 26 monthly payments of £888.66 and 298 monthly payments of £1193.72.
The total amount payable would be £378,962.10 made up of the loan amount plus interest (£220,877.10) with a Mortgage Exit Fee of £85.00.
The overall cost for comparison is 7.8% APRC representative.
Please note: this is a representative example for existing customers on a new mortgage deal
This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate European Standardised Information Sheet before you make a decision. For full details, please call our friendly team on 01202 843545.
Product Reference: 844
Please note: Mortgages are secured on your home. You could lose your home if you do not keep up payments on your mortgage. Terms and conditions apply. Mortgages are subject to underwriting, criteria and a full affordability assessment. Please contact us for full details.