Need To Know
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5 year 4.69% fixed rate - fixed until 14 May 2030

PLEASE NOTE: YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. 

Deposit % Term Initial interest
rate 		Follow on rate Overall cost for
comparison 		Max LTV Arrangement
fee 		Application
fee
N/A 5 years 4.69% 8.24%
after 5 years 		7.0% APRC 80.0% £0.00 £0.00

Key features

Rates information

A fixed rate, currently 4.69% (Ending on 14 May 2030). It then changes to our Standard Variable Rate, which is currently 8.44% for the remaining term.

The overall cost for comparison is 7.0% APRC representative.

What you pay

  • Daily interest.

Early repayment charge

An Early Repayment Charge of 3% on the amount repaid will be applied for the duration of the product term. You can overpay by up to 10% of the loan outstanding per calendar year without charge.

Representative example

A mortgage of £151,000.00 over 27 years initially on a fixed rate of 4.69% (Ending on 14 May 2030) and then our Standard Variable Rate, currently 8.44%, for the remaining term, would require 61 monthly payments of £822.60 and 263 monthly payments of £1124.21. The total amount payable would be £346,320.43 made up of the loan amount plus interest (£195,235.43) with a Mortgage Exit Fee of £85.00. The overall cost for comparison is 7.0% APRC representative.


Please note: the representative example is for a house purchase only. For remortgage applications, certain fees do not apply. Please contact us for details.

This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate European Standardised Information Sheet before you make a decision. For full details, please call our friendly team on 0800 378 669.

Product Reference: 763

Please note: Mortgages are secured on your home. You could lose your home if you do not keep up payments on your mortgage. Terms and conditions apply. Mortgages are subject to underwriting, criteria and a full affordability assessment. Please contact us for full details.