Up to 7x income mortgages for education professionals

We've increased our maximum mortgage borrowing from up to 5 to up to 7 times income (single or joint), subject to criteria and full affordability assessment.

Ask us what you could borrow

More than teacher mortgages: For us, education professionals also include: newly qualified teachers (NQTs), teaching assistants (TAs), supply teachers, nursery workers, lecturers and headteachers.

You can ring our mortgage team direct Monday-Friday 9am-7pm and Saturday 9am-1pm on 0800 378 669, or use the appointment option below and we'll call you back at a convenient time.

Join our free Home Buyers Club

Our exclusive email newsletter gives you tips & practical suggestions for buying your first home, personalised to you.

From saving a deposit to making an offer, we'll help you at every step.

Compare our mortgage options

We were founded in the 1960s specifically to help teachers with smaller deposits buy homes and we still offer 95% LTV mortgage options.

Today we also reserve our best (lowest) rates exclusively for teachers.

Book a mortgage appointment

Whether you're nearly ready to buy and need a Decision in Principle (DIP), or want to make a full application, our advisors can help fee-free.

Appointments by phone are available Monday-Friday 9am-7pm and Saturday 9am-1pm.

What does up to 7x income look like?

  • A single teacher/education professional on a salary of £33,000 - could borrow up to £196,400, a 19% increase over the previous maximum of £165,000 subject to criteria and full affordability assessment.
  • Joint applicants, each earning £33,000 - could borrow up to £412,200, an additional £82,200, equivalent to a 25% increase on the previous maximum of £330,000 subject to criteria and full affordability assessment.

Your home may be repossessed if you do not keep up repayments on your mortgage

From the first phone call, all people that I spoke or communicated with had been 100% helpful, supportive and knowledgeable.
- Alexander, teacher and first-time buyer

Saving with Teachers Building Society

As a building society we use our members collective savings deposits to support mortgage lending.

So whether you're a teacher, a corporate or charitable organisation or someone else, when you save with us you're helping us lend money to even more first time buyer teachers.

We are here to help

Whether it's a question about our mortgages, savings or something else we'll help you find the information you need.

Find out more