Find your budget to buy

Congratulations – the fact you’re here suggests you’ve decided you’d like to become a homeowner.

Our first time buyer mortgage calculator (below) will tell you in just a few steps how much we might be able to lend you, and what your total budget to buy is.

We may be able to lend you more! We've recently increased the maximum amount we can lend teachers/education professionals from up to 5 times single/joint income to up to 7 times single/joint income. This means we may be able to lend you more than the calculator results below show. Please contact a member of our team by calling us Mon-Fri 9am-5pm on 0800 378 669 or use the 'book an appointment link' for a call back and we can check how much we may be able to lend based on your personal circumstances.

PLEASE NOTE: YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Questions about your results?

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Email your results?

Want these results and options for future reference?

As well as emailing you your mortgage results, we’d like to keep you updated on our current and any new products as well as some helpful guides and resources to help you along your home buying journey. Are you happy for us to do this?

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Details about our holding and use of data can be viewed in our privacy policy

Please note: The calculator will only provide an indication of what you may be able borrow. For a more detailed illustration based on your personal circumstances you will need an appointment with one of our mortgage advisors.

Mortgages are secured on your home. You could lose your home if you do not keep up payments on your mortgage. Terms and conditions apply. Mortgages are subject to underwriting and criteria. Please contact us for full details.

To help us provide the right mortgage range for our customers’ needs we review the anonymous information entered into the mortgage calculator and the results provided, which excludes personal data. For more information, please contact us or see our Privacy Policy.

Mortgage guides you may find helpful...

Mortgage jargon buster guide

We try not to use industry jargon when we’re talking about mortgages, but some terms and phrases just can’t be replaced. In this simple guide we simply explain the lingo you’re most likely to encounter.

How we help early career teachers

Soon to qualify or have recently qualified as a teacher? Firstly, congratulations! Secondly, this guide is a great place to start to understand more about how we can help ECTs with their first mortgages, as a teacher specialist mortgage lender.

How to buy a home guide

In this guide we explain in ten simple steps how to go progress from prospective buyer to home owner.

First time buyer teacher mortgage calculator