Holiday let mortgages for everyone
Whether you’re a big fan of staycations personally and looking to invest in a high demand area, or simply looking to purchase a property from which you can receive rental income from short-term lettings, we’re here to help.
We offer a range of mortgages specifically designed for properties to be used as a holiday let in England and Wales. We can lend up to 75% loan to value, meaning you would need to put down a deposit of 25% or more on your purchase. Our Holiday let mortgages are available to applicants with any occupation - not just for teachers and education professionals.
PLEASE NOTE: YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Variable rate mortgages
Variable rate remortgages
Fixed rate mortgages
Fixed rate remortgages
Representative example
Please note this is a representative example based on the mortgages in the tables above. To see a representative example specific to a single product please click the black 'details' button next to the mortgage in the table. When you apply for a mortgage you will be provided with details of how the specific mortgage deal you are interested in applies to your personal circumstances.
A mortgage of £202,047.00 over 26 years initially on a discounted variable rate of 5.54% (equal to a 3.75% discount off our SVR) for 2 years and then our Standard Variable Rate, currently 9.29%, for the remaining term, would require 24 monthly payments of £937.54 and 288 monthly payments of £1564.47.
Please note: the representative example is for a house purchase only. For remortgage applications, certain fees do not apply. Please contact us for details.
Holiday let mortgage FAQ's
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Please note: Mortgages are secured on your home. You could lose your home if you do not keep up payments on your mortgage. Terms and conditions apply. Mortgages are subject to underwriting and criteria. Please contact us for full details.