5 year 4.69% fixed rate - fixed until 14 May 2030

PLEASE NOTE: YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Deposit %	Term	Initial interest rate	Follow on rate	Overall cost for comparison	Max LTV	Arrangement fee	Application fee
N/A	5 years	4.69%	8.24% after 5 years	7.0% APRC	80.0%	£0.00	£0.00

Key features

Rates information

A fixed rate, currently 4.69% (Ending on 14 May 2030). It then changes to our Standard Variable Rate, which is currently 8.44% for the remaining term.

The overall cost for comparison is 7.0% APRC representative.

What you pay

Daily interest.

Early repayment charge

An Early Repayment Charge of 3% on the amount repaid will be applied for the duration of the product term. You can overpay by up to 10% of the loan outstanding per calendar year without charge.

Representative example

A mortgage of £151,000.00 over 27 years initially on a fixed rate of 4.69% (Ending on 14 May 2030) and then our Standard Variable Rate, currently 8.44%, for the remaining term, would require 61 monthly payments of £822.60 and 263 monthly payments of £1124.21. The total amount payable would be £346,320.43 made up of the loan amount plus interest (£195,235.43) with a Mortgage Exit Fee of £85.00. The overall cost for comparison is 7.0% APRC representative.

Please note: the representative example is for a house purchase only. For remortgage applications, certain fees do not apply. Please contact us for details.

This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate European Standardised Information Sheet before you make a decision. For full details, please call our friendly team on 0800 378 669.

Product Reference: 763