Fixed rate cash ISA (issue 79)
- Competitive rate of 4.45% tax-free p.a./AER Fixed, fixed until 19th April 2028
- Save from £100 up to £250,000
- We will write to you prior to maturity with the options that are available
- Please note this product can be withdrawn without notice.
- If you have an existing ISA with us you can’t transfer it into this account. This account only accepts new 2026/2027 subscriptions and transfers from other providers.
|
Interest rate % |
Product name |
Min opening balance |
Withdrawal options | Save up to (Max) |
|---|---|---|---|---|
| 4.45% Tax-free p.a./AER Fixed | Fixed Rate Cash ISA (issue 79) | £100 | Early closure/full withdrawal subject to 180 day penalty interest charge | £250,000 |
Summary box
Account name
Fixed rate cash ISA (issue 79)
What is the interest rate
Tax-Free p.a./AER Fixed: 4.45%
Can Teachers Building Society change the interest rate?
The interest rate for this account is fixed until 19th April 2028, meaning that it cannot be changed during the fixed rate period
What would the estimated balance be at the end of the fixed rate period based on a £1,000.00 deposit?
The estimated balance at the end of the fixed rate period based on a £1,000.00 deposit would be £1,090.09. This amount is based on the assumption that all terms and conditions for the account are met.
We have worked this out assuming
a £1,000 deposit is made on the first day the fixed rate ISA is available, interest earned is added to the account and no further deposits or withdrawals are made throughout the fixed term. This projection is provided for illustrative purposes only and
does not take into account your individual circumstances.
How do I open and manage my account?
Opening your account
- The minimum opening balance for this account is £100 with a maximum investment of £250,000
- This account can be opened online
Managing your account
- This account can be operated online or by phone
- You can register and log in to your account here once opened
Can I withdraw my money?
Withdrawals cannot be made during the fixed rate period and therefore ‘Clause 9’ of the ISA General Terms and Conditions only applies on maturity.
Additional information
- This ISA matures at midnight on 19th April 2028
- Daily interest
- Interest will be added on 19th April 2027 and 19th April 2028.
- The Society will write to you prior to maturity with the options that are available. You will, of course, have the opportunity to withdraw or transfer to one of the Society’s other savings accounts at that time without charge
- Early closure/full withdrawal is permitted subject to a 180 day penalty interest charge (no partial withdrawals permitted)
- This account is available to new 2026/2027 tax year subscriptions only or for external transfers in from another provider
- This is not a flexible ISA
- This product may be withdrawn at any time and without notice
Open your account online
- Application takes minutes
- Minimum opening/operating balance £100. Maximum savings £250,000
Are you an existing member?
Existing members can open this account for:
- new 2026/2027 tax year subscriptions;
- external transfers in from another provider.
This account does not accept transfers from existing Teachers Building Society ISA accounts.
Terms & conditions
We recommend that you review our savings T's and C's before completing an application form.
FSCS protection for your savings
The Financial Services Compensation Scheme (FSCS) is a free, independent service that protects up to £120,000 of your eligible deposits at Teachers Building Society.